Box 1346, Arvada, CO 80003 | NMLS# 467003. Today’s mortgage rates in Colorado are 2.986% for a 30-year fixed, 2.685% for a 15-year fixed, and 2.928% for a 5/1 adjustable-rate mortgage (ARM). And because we’re a credit union, we can offer low down-payment options and more competitive loan products to help you get a leg up. APY* As high as. NMLS ID #649058. Rates are subject to change without notice. **Lowest auto loan rate is available for existing members only. Premier Members will credit the borrower $3,000 against a conventional purchase mortgage loan. This credit union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status. Credit Union of Colorado has attractive home equity loans as low as 4.00% APR and credit cards with interest rates as low as 7.50% APR. VISA RATES | DRAFT LINE OF CREDIT RATES. APY* As high as. Canvas Credit Union provides details upon completion of a loan application. Estimated closing costs range from $442-$1307, including appraisal (appraisal may not be needed). Speak to a representative: Call 800-231-8855 , Monday-Friday, 8:30 a.m. - 5:00 p.m. Eastern Time or click this to send us an email message . Above APRs include a 0.25% rate reduction when Holyoke Credit Union holds your first mortgage or when this Home Equity Loan is in first lien position. Take charge of your home-buying process and find your ideal home loan through Sooper Credit Union’s preferred partner, Centennial Lending. Appraisal or AVM (Automated Valuation Method) required. Here are some of the best credit unions for mortgages. Mortgages available in Arizona, California, Colorado, Hawaii, Idaho, Montana, Nevada, New Mexico, Oregon, Texas (1st TD only), Utah and Washington. HMDA Disclosures | Credit Union of Denver NMLS#417000 | To speak to a loan specialist, please call 303.202.5659 or 800.280.0234. ... As a credit union, we're organized differently than other financials. Resources. This credit union is federally insured by the National Credit Union Administration. We can help. Minimum loan amount is $25,000.00. Our goal is to help our members succeed financially and provide the best member service to assist along that journey. Rates effective as of 12/01/2020 dependent on term and credit history. Not a Member? Who Can Join; Member-Owned; Lower Fees; … Rates are subject to change without notice. FIXED RATE MORTGAGES; A traditional mortgage is often a good choice. Shared Branch Info. Not all applicants will qualify for the lowest rate. Up to 60 months 4.20% Rate 4.61% APY (includes a 1% origination fee) 61 to 120 months 4.30% Rate 4.51% APY (includes a 1% origination fee) 121 to 180 months 4.50% Rate 4.65% APY (includes a 1% origination fee) 181 to 240 months 4.95% Rate 5.07% APY (includes a 1% origination fee) The mortgage rates advertised are only for homes in Colorado. The home buying or refinancing process may seem overwhelming and, at times, confusing, but at Colorado Credit Union, our on-site Mortgage Team will develop a mortgage option to fit your specific needs. For a purchase price of $500,000 or less, the minimum down payment is 5%. Our Foundation’s mission is to support education and emergency human services through financial donations and volunteerism. CCU membership is required. All Loan Rates; Mortgages / Home Loans Looking for a new home to make your own? View All. Compounding and Crediting. Click here to log-on to the mortgage servicing site. Call for details. Credit Union of Colorado is advertising 30 year fixed rate mortgages, 30 year FHA mortgages, 3/1 adjustable mortgage rates and a home equity line of credit (HELOC). Canvas Credit Union offers financing on homes throughout Colorado. APR* As low as . Consider this type of loan if: You want consistent payments year after year. Home; Resources and Tools. Investment & Fee Rates. Phone: 970-330-3900 If you are using a screen reader or other auxiliary aid and are having problems using this website, please call 970-330-3900 for assistance. APY* As high as. Table data for New and Used Auto Loans . Box 1346, Arvada, CO 80003 | NMLS# 467003. This is not a credit decision or a commitment to lend. SAVINGS, MONEY MARKET, CHECKING & CHRISTMAS CLUB. This guarantee is only available on purchase mortgage loans with closing dates set for a minimum of 30 days after the original purchase contract is signed. This credit union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status. Rates are subject to change without notice. **Home Equity line of credit annual percentage rate is a variable rate based on prime plus a margin depending on loan to value ratio and credit history. Mortgage Rates; Application Tips; Mortgage Checklist Colorado’s Credit Union of Denver provides our members with low lending rates, competitive investment rates, all while keeping our fees to a minimum. Property insurance is required. Please call 970-330-3900 for our current rates. NMLS Registry Information for Firefighters First Credit Union Mortgage Loan Consultants. Whether you’re interested in purchasing your first home, buying an investment property, or looking to refinance your current home at a great rate, Bellco’s team of mortgage loan consultants are here to help. Whether you’re interested in buying a new home, refinancing or looking for an investment property or second home, please contact us or request an appointment to talk mortgages and mortgage rates. Minimum variable APR is 4.00%. Type APR* as low as Term; 30-Year 1st Mortgage: 3.125%: 30 years: 20-Year 1st Mortgage: 3.00%: 20 years: 15-Year 1st Mortgage: 2.875%: 15 years: 10-Year 1st Mortgage … Why Westerra. Submit. New mobile homes only. And credit union mortgage rates may be more competitive than rates from banks or other lenders. Maximum loan amount is $250,000.00. Purchase or refinance today! P.O. Rates effective 4/01/2020. Interest and dividends will be compounded and credited as set forth on the reverse side. Includes purchase or refinance of a mobile home. Second lien real estate loans are available on Colorado residences only. Canvas Credit Union offers financing on homes throughout Colorado. Contact the credit union for estimated closing costs. Credit Union Mortgage Association, Inc. 10800 Main Street Fairfax, VA 22030. Check out our Great Rates. For loans greater than 80% LTV, maximum loan amount is $75,000. **Rates may vary depending on applicant's creditworthiness and year of collateral. NMLS ID #649058. VIEW RATES. Learn how much you can save when you use Westerra. This information is current as of 07/01/2020, and is subject to change. Membership to Premier Members CU is required. Check out below to view our Auto Rates, Personal Loan Rates, Credit Card, Line of Credit, Mortgage, Home Equity Loan and Line of Credit, Share Savings and Draft Checking, Money Market, Certificate of Deposit (Also know as CD’s), and IRA’s rates! Refinances, renewals and amortization periods of greater than 25 years are ineligible. It may take longer for your call to be answered or to receive an email reply from us. Auto Loans. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The rates shown above are the current rates for the purchase of a single-family primary residence based on a 60-day lock period. HELOC Product: You can obtain credit advances for … Rates are subject to change without notice. * APR=Annual Percentage Rate. 30 year fixed rate mortgages are being advertised with a rate of 5.125 percent and an annual percentage rate (APR) of 5.261 percent.Mortgage discount points for this advertised 30 year rate is 1.00 point. If you choose to sign loan closing documents in person, instead of signing your loan documents using an electronic signature via DocuSign, your approved loan rate will increase by 0.25% APR . ↵ Contact the credit union for estimated closing costs. Appraisal required. MORTGAGE DISCLOSURES Rates and APR for all loans are based on a loan amount of $100,000 at 60% LTV and a credit score of 700 or higher. Maximum loan amount is $250,000 up to 90% CLTV. Deposit and term share rates in this section are effective December 1, 2020. Above APRs include a 0.25% rate reduction when Holyoke Credit Union holds your first mortgage or when this Home Equity Loan is in first lien position. 0.10%. Rating Summary We rated Credit Union of Colorado a 3 on our list of the best Denver credit unions and banks. Mortgage Rates Due to recent events in lending markets GreenState Mortgage is experiencing an unprecedented level of calls and inquiries about mortgage transactions. Northern Colorado Credit Union's offers some of the best rates on loans and deposits in Greeley and Weld County. If you have any questions or require current rate information on your accounts, please call the Credit Union at (303)422-6221 or (800)367-2474. 2735 Dublin Boulevard Colorado Springs, CO 80918 719.482.7600 800.555.6665. Please contact one of our representatives to learn more about the options that may be available to you. Not all borrowers will qualify for the lowest rate. Plus, the money we earn from interest and fees goes back into our credit union in the form of better interest rates, lower fees, and dividends for you. Lender credit will be applied towards closing costs or prepaids. Our specially trained mortgage experts have years of experience working with borrowers to find the right loan and make the process as easy as possible. ***During the life of the loan, the maximum APR could be 18%. Need a personal loan? You are planning to stay in the home for a long period of time. You may encounter longer than average wait times when calling or delayed responses to email inquiries. If you live in Colorado, it’s easy to qualify and become a Member. Rates are based on creditworthiness, loan-to-value (LTV), occupancy and loan purpose, so your rate and terms may differ. ** Prime -.25% Annual Percentage Rate is available with combined loan to value of no more than 90%, loans of at least $10,000 and is subject to a purchase transaction and credit qualification. Fixed Rate Mortgage Loans with 10, 15, 20 or 30-year terms; Adjustable Rate Mortgages (ARM) with introductory terms of 3, 5, 7 or 10 years; Jumbo Mortgage Loans with fixed or adjustable terms; Non-Warrantable, Mixed-Use and Kiddie Condos ; Combination Loans 80/10/10; Affordable Housing; FHA, VA and USDA Loans; Out of the Box Loans; Payment example: $450,000 loan amount at 4.25% for 30 … Compare the best Credit Union Savings Rates Colorado, CO based on location and convenience, bank financials, and rates - December 21, 2020. Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit Colorado for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $ 50,000. No matter what questions you have, our help is always friendly and knowledgeable. Canvas Credit Union membership is required. Prime rate as of effective date indicated above was 4.75%. Mortgage Rates Today: 15 Year / 30 Year To obtain the best home loan rate, shop around with multiple lending institutions. Mortgage Rates. It has a massive membership of more than 800,000 members and a total of 59 branch locations. Credit Cards. Closing costs include origination fee, title policy, appraisal, and credit report. View All Rates; Apply Now; Credit Card Login; Pay My NCCU Loan; Find an ATM. P.O. SHARE RATES. 10-Year Quick-Close Mortgage. The dividend rates and annual percentage yields are the prospective rates and yields that the Credit Union anticipates paying for the applicable dividend period. Please ask a credit union representative about current rates which may vary. ADJUSTABLE RATE MORTGAGES (ARMS) ARMs generally offer a lower initial rate that adjusts periodically throughout the life of the loan. This mortgage has a fixed term and interest rate, ... On Tap Credit Union’s jumbo loan product allows qualified borrowers to access up to 90 percent of the loan-to-value of the home being purchased. So, whether you’re buying a new home, or you’ve owned your home for years and are looking for a better rate, we can help. Our mortgage interest rates are calculated using a combination of factors including the amount you would like to borrow, the appraised value of the home, the type of home and your credit score. The dividend/interest period for each account is also set forth on our Rate and Fee Schedule. We are here to help you with answers to common questions about everything from membership to our products and services. The estimated aggregate of credit union and third party fees is $165.25 to $1,600. Canvas Credit Union membership is required. Discover better rates with Blue. Minimum loan amount is $25,000.00. CD. Blue Federal Credit Union offers its members highly competitive rates on all its services including auto loans, mortgages, checking & savings accounts, and more. Checking. Want to view all the fine print, visit our Disclosures web page. You anticipate interest rates will rise . Ent offers mortgage loans to members who want to purchase, build or refinance anywhere in Colorado with fixed, adjustable and jumbo loan options. Make a payment on your vehicle or personal loan here. Apply Now. ^The rate is a variable rate (prime + 4%). Mortgage Rates; Application Tips; Mortgage Checklist 2.94%. Rates are subject to change until loans are closed. Effective as of 12/23/2020. All rates displayed are Annual Percentage Rate (APR). Discount indicates the amount of reduction in the Rate for having monthly payments automatically deducted from an account and/or for having other relationship accounts with … Credit Union of Colorado is federally insured by NCUA. This mortgage has a fixed term and interest rate, monthly principal and interest payments that never change, and no prepayment penalty. Routing Number: 307076711. Ready to start getting the perks of membership? Maximum loan amount is $250,000.00. Are You a Credit Union? Interest may be tax deductible. Amount financed limited to 80% of the appraised value. Purchase mortgages We are experiencing a high number of mortgage inquiries based on the rate environment. FIXED RATE MORTGAGES; A traditional mortgage is often a good choice. All loans are subject to credit approval. Maximum loan amount is $250,000 for 70% LTV or less, $125,000 for 80% LTV or less. HELOC rate has a floor of 3.75%. Our fast, simple digital banking lets you manage all the details of your accounts online, on your phone, on the go. Payment example: 120 monthly payments of $11.61 per $1,000.00 borrowed at 6.99% APR on 2017 or newer recreational vehicles. ADA Login ; Contact; Locations; Rates; Careers; Routing Number 302075319. Loan closing date is subject to receipt of completed application and required supporting documentation. Submit. Available in a number of different terms, this traditional type of loan maintains its original interest rate for the entire term of your loan. Contact the credit union for estimated closing costs. Rates are subject to change. Take advantage of our great rates today! These are accurate and effective for the date indicated at the top of the page. Canvas Credit Union provides details upon completion of a loan application. Credit Union of Colorado cannot evaluate your application until you complete all of the required information and click the Submit Application button at the end of our online application. IRA RATES… Already have a mortgage with Aventa and have mortgage servicing questions? NCCU. FAST TRACK LOAN; Pay off your mortgage, save money, … Rate may change dependent upon credit qualifications. Blue Federal Credit Union offers its members highly competitive rates on all its services including auto loans, mortgages, checking & savings accounts, and more. Home; Resources and Tools. Please ask a credit union representative about current rates which may vary. Contact the credit union for estimated closing costs. VISA PLATINUM AND CLASSIC CREDIT CARDS. HELOC Product: You can obtain credit advances for 120 months (the draw period). Westerra Credit Union offers low Colorado mortgage rates to help you achieve your home ownership goals. Credit Union of Colorado Fixed Mortgage Rates. This credit union is federally insured by the National Credit Union Administration. Our Fixed Loans. Mobile home must be member's primary residence. Learn more about how to apply for a home loan or a home equity line of credit, and use our mortgage calculator to find out how much you can afford. See how Coloramo FCU can help your financial position with our competitive rates on Auto Loans, Mortgages, Credit Cards, Savings Certificates and IRAs. To learn more about the programs, start by going to this CHFA homeownership site and reviewing this list of participating lenders. Click to learn how we assist with finding a credit union and take advantage of the great products and services they offer. This credit union is an Equal Housing Lender, we make loans without regard to race, color, religion, national origin, sex, handicap, or familial status. A High Ratio mortgage is applicable in cases where a borrower places a down payment of less than 20% of the purchase price on a home. Colorado real estate only. Colorado Real Estate only. Ideally, you want a price that's at least equivalent to, or even better below, the existing average price for the loan product you're interested in. View our Credit Account Disclosure. We will provide you with an application confirmation code that will be used to access your application if you do not finish your application today. Rates are subject to change. Home Equity Line of Credit - Rates are based on a variable rate, second lien revolving home equity line of credit Colorado for an owner occupied residence with an 80% loan-to-value ratio for line amounts of $ 50,000. Second Mortgage Loans (Fixed Rate) APR* term; 5.75%: 5 Years: 6.25%: 10 Years: 6.75%: 15 Years: Other Loans. NMLS Registry Information for Firefighters First Credit Union Mortgage Loan Consultants. Please contact our mortgage department at 720-283-2346 for current information. $500 Mortgage Closing Guarantee is based on the mortgage loan closing date provided in the original sales contract. Rate may change dependent upon credit qualifications. For commercial mortgage rates, please speak to your Commercial Relationship Manager. Westerra Credit Union makes saving easy. Lending Rates. Our on-site mortgage team can help find the best home loan for your specific needs. This credit union is federally insured by the National Credit Union Administration. Maximum amount financed is $200,000 or 70% of appraised value or selling price. Credit union mortgages may come with advantages such as lower fees and interest rates. Loan rates in this section are effective as of November 15, 2020. MORTGAGE DISCLOSURES Rates and APR for all loans are based on a loan amount of $100,000 at 60% LTV and a credit score of 700 or higher. Appraisal or AVM (Automated Valuation Method) required. 0.95%. Colorado real estate only. With our competitive mortgage loan rates and low closing costs, we’ll make your home loan experience hassle-free. 2017 or newer recreational vehicles | NMLS # 417000 | to speak to your members the lowest rate estimated costs. Calls and inquiries about mortgage transactions %, which may vary 417000 | to speak your. 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